Cash the next day – It is a loan!!! (RAL) Why choose it?

When online tax services offer cash the next day, it means just that. Once the IRS accepts an e-file, the client has the option of receiving a direct deposit amount of the anticipated refund amount the very next day.

It’s convenient and fast. Your money will be directly deposited to your bank account. You can then use that money to pay your bills to prevent getting a late fee and make sure your credit stays in good standing.

Refund Settlement Options

Filing/Money Options	Timing*	Tax Preparation Fee Required Up Front?
Paper Return IRS Mailed Check	6-8 weeks**	Yes
Paper Return IRS Direct Deposit to Your Bank Account	5-7 weeks**	Yes
E-Filed Return IRS Mailed Check	15-22 days**	Yes
E-Filed Return IRS Direct Deposit to Your Bank Account	8-15 days**	Yes
E-Filed Return Refund Anticipation Check	8-15 days***	No
E-Filed Return Refund Anticipation Loan Check Direct Deposit	1-2 days***	No

* These are approximate times based on www.irs.gov and other available information.
** IRS does not guarantee a specific date that refunds will be received.
*** TaxSmarter.com does not guarantee a specific date for availability of money.

Select the payment option you desire when you find out your refund amount. Once the tax preparation fees are deducted from your federal tax refund amount, the remaining balance will be delivered to you via direct deposit.

There are certain limitations (subject to credit approval) and processing fees that will be applied.
Details can be found on the customer service section.